I want the old Golf game for 50p. I now have a HTC windows smartphone, it must be able to run on that, mkay.

Nokia's Symbian smartphones suffer from poor hardware abstraction. They have all kinds of cool capabilities built in, but you can't get a single app that uses them. That starts with screen resolution. You can get a Nokia with OpenGL support, but if you run an app, it gets poorly scaled und looks really crappy. App developers must be tired of having to built their goodies for every single Nokia phone there is. And as a user, I want my app to run everywhere and take it with me if I buy a new model, or I won't buy it in the first place. I am used to Windows and Linux and I want the same freedom on my phone. There's too much lock-in, not even vendor lock-in, but model lock-in.

There are already boat loads of genuinely good games and apps already in place for the symbian platform. It's quite impressive really. I had my N95 rammed with 3rd party stuff.

Then I stopped caring and got a BlackBerry.

Nokia has got lots of apps. Two words - Symbian and J2ME.

Did you check the built in "Download!" lately? Everything, down to basic "podcasting" is gone. Themes are gone.
If they expect business people to use something named "Ovi!" and look for friends there, they have mistaken.