India is reaping the dividends of a strict control on banks and Credit Reserve Ratio. Unlike UK & USA taxpayers money is not being used to prop up toxic and radioactive banks to the detriment of rest of the industry and Joe Public. Directors of Satyam and its Auditors like PriceWaterCoopers are not protected , unlike in US & UK where executives of banks 'old boys club' members, can pay themselves any insane amount in bonuses, auditors and regulators can cook books and Madoff's human rights are more important than the fraud he commited.